The smartphone has become the computer we carry with us everywhere, and it has changed the way the world transacts business. Smartphones are now powerful mini-computers, personal assistants, and mobile shopping carts. From the advent of the smartphone 10 years ago, there are now an estimated 4.8 billion users globally. In just over a decade, these ubiquitous devices have created transformational business opportunities. The mobile payments industry is flourishing from this growth.
By 2014, 14 percent of all mobile users in the U.S. had made a mobile payment, and a year later it was 39 percent. Some estimates suggest that over 60 percent of U.S. mobile users will utilize mobile payments by the end of this year. Globally, the growth numbers are even more impressive. The mobile payments industry is…
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